We Assist Medicare-Eligible Individuals
Turning 65 and are newly eligible.
Under 65 and eligible due to qualified disability.
Those who are currently on a Medicare coverage plan or Medicare alone.
65 or older and are covered by an employer group health plan.
When you first enroll in Medicare and during certain times of the year, you can choose how you get your Medicare coverage. There are 2 main ways to get Medicare:
Original Medicare includes Medicare Part A (Hospital Insurance) and Part B (Medical Insurance).
If you want drug coverage, you can join a separate Part D plan.
To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental coverage.
Can use any doctor or hospital that takes Medicare, anywhere in the U.S.
You can add:
You can also add:
(Some examples include coverage from a Medicare Supplement Insurance (Medigap) policy, or coverage from a former employer or union.)
Medicare Advantage (also known as Part C)
Medicare Advantage is an "all in one" alternative to Original Medicare. These "bundled" plans include Part A, Part B, and usually Part D.
Plans may have lower out-of-pocket costs than Original Medicare.
In most cases, you'll need to use doctors who are in the plan's network.
Most plans offer extra benefits that Original Medicare doesn't cover- like vision, hearing, dental, and more.